Cowbell uses more than 1,000 risk signals and data points from third-party partners, public databases, the dark web, and proprietary web crawlers to evaluate the risk profile of an organization through our Cowbell Factors and collect the information we need to quote the account.

We still ask appointed agents and brokers to verify this information before quoting, and policyholders have to attest to the accuracy of the information before activating their policy.